Inflation-adjusted retirement need
See how current household expenses can rise by the time you retire instead of planning only with today’s cost of living.
Estimate your retirement corpus, inflation-adjusted need, existing savings gap and monthly SIP requirement.
A useful retirement plan starts with a number. This retirement planning calculator estimates how today’s monthly expenses may grow with inflation, how much your existing savings may contribute, and the approximate monthly saving needed to work toward the remaining retirement gap.
See how current household expenses can rise by the time you retire instead of planning only with today’s cost of living.
Add your current retirement savings so the estimate focuses on the remaining funding gap rather than starting from zero.
Get an indicative monthly SIP-style saving requirement based on the gap, years available and your expected return assumption.
English: Inflation is a silent thief. At 6% inflation, your cost of living doubles every 12 years. To maintain the same lifestyle post-retirement, you need a large corpus that generates monthly income without depleting the capital.
தமிழ்: பணவீக்கம் உங்கள் பணத்தின் மதிப்பை குறைக்கும். 6% பணவீக்கத்தில், உங்கள் செலவுகள் ஒவ்வொரு 12 ஆண்டுகளுக்கும் ஒருமுறை இரட்டிப்பாகும். ஓய்வுக்குப் பிறகு உங்கள் வாழ்க்கை முறையைத் தக்கவைக்க, மாதாந்திர வருமானத்தை உருவாக்கும் பெரிய நிதி அவசியம்.
Your EPF, NPS, existing investments and insurance may already cover part of your retirement need.
See exactly where you stand today.
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These answers explain what the calculator is estimating. The result is an illustration, not a guaranteed investment return or a product recommendation.
There is no single amount for everyone. Your required corpus depends mainly on current monthly expenses, years to retirement, inflation, existing savings and the lifestyle income you want after retirement.
It is the pool of money accumulated by retirement to support future living expenses and other retirement needs when regular employment income reduces or stops.
Yes. Your inflation assumption and existing savings are used together with age, retirement age, monthly expenses and expected return to estimate the funding gap.
Enter your inputs above and run the calculation. The monthly saving shown is an indicative estimate based on the assumptions entered and should be reviewed periodically as income, expenses and market conditions change.
See the retirement planning guide, understand the cost of delaying investments, or request a family protection review.